Welcome to 1028 Chris Drive in Portland, TN-a 3-bedroom, 2-bath home offering 1,315 square feet on 1 acre with NO HOA. Tucked away on a quiet dead-end street just minutes from town, this home offers space to slow down and make memories out of ordinary days. Natural light fills the home, while the back porch invites morning coffee, quiet conversations, and relaxing evenings overlooking the backyard. Imagine creating your own outdoor retreat with a buyer-purchased hot tub, sipping hot chocolate, and enjoying a little mountain-getaway feeling right at home. There's more to this property than first meets the eye. The full acre stretches beyond the backyard's tree line into approximately a quarter acre of woods and down to a creek. Explore the trees, enjoy nature, or find a peaceful spot to unwind, with a sense of privacy and neighbors nearby. The yard offers room for gardening, entertaining, and play. Gather around the fire pit, enjoy the brand-new playset that remains, and appreciate the fenced dog run that keeps a dedicated space for pets. Qualified buyers using the preferred lender may receive a lender credit equal to 1% of the loan amount PLUS a FREE appraisal. The lender credit may be used toward a 1/1 temporary rate buydown, closing costs, or prepaids, subject to lender approval and loan program requirements.